ex present value) How much do you have to deposit today so that beginning 16 years from now you can withdraw $12,000 a year for the next 4 years (periods 16 through 19) plus an addition in that last year (period 19)? Assume an interest rate of 13 percent. is the value of the $12,000 withdrawals in years 16 through 19 at the end of year 15 if the annual interest rate is 13 percent? (ound to the nearest cent.) is the present value today of the 4-year $12,000 annuity at the end of year 15 (found in part a) if the annual interest rate is 13 percent? found to the nearest cent.) is the present value of the amount of $24,000 withdrawal in year 19 if the annual discount rate is 13 percent? found to the nearest cent.) much do you have to deposit today so that beginning 16 years from now you can withdraw $12,000 a year for the next 4 years (periods 16 through 19) plus an additional amount of $24,000 in riod 19)? (ound to the nearest cent.)