Example Explanation Introduction: I am writing to explain the financial hardships and unusual circumstances that my household is currently facing, which have significantly impacted our ability to manage daily expenses and educational costs. Description of Financial Hardships: In March 2022, my father lost his job due to company downsizing, which resulted in a substantial loss of income for our family. Additionally, my mother was diagnosed with a chronic illness, and despite having insurance, the medical bills have been overwhelming. Furthermore, our home was damaged in a recent flood, and the repair costs have further strained our finances. Unusual Circumstances: We have a large family with five children, and the cost of education and basic needs is substantial. My younger brother has special needs, and the cost of his care and education is quite high