Except, it really shouldn$$t shock you so far into this course. Why not?$$Why are Rita's additional required monthly savings so high now? Check all options that apply.

Question $12$ options:

a$)$

because Time Value of Money means that time is valuable when investing

b$)$

because Rita has only $2$ years to catch up $$ that's not enough time

c$)$

because she should have checked if she was on track to her retirement goals sooner

d$)$

because having a long time to invest is your friend, and having a short time to catch up is your enemy