Exercise $10\mathrm{.}3$ #$19($algo$)$ ABC Ltd$.$ reports that its sales are growing at the rate of $1\mathrm{.}90\%$ per month. DEF Inc. reports sales increasing by $5\mathrm{.}90\%$ each quarter. What is each company$$s effective annual rate of sales growth? $($Do not round intermediate calculations and round your final answers to $2$ decimal places.$)$ ABC Ltd$.\%$ DEF Inc. $\%$