Explain one method that you will you use to help the Smiths identify what areas they...

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Explain one method that you will you use to help the Smiths identify what areas they may need to cut back on their spending without you telling them what exactly they need to cut back on. Based on the outcome of the client's financial statements, describe 2 techniques that you would recommend to encourage your clients to start a spending plan. Explain one method that you will you use to help the Smiths identify what areas they may need to cut back on their spending without you telling them what exactly they need to cut back on. Based on the outcome of the client's financial statements, describe 2 techniques that you would recommend to encourage your clients to start a spending plan.