Question: Explain the main elements involved in the structuring of a credit facility. (b) Explain the concept of credit scoring and its advantages in lending.

Explain the main elements involved in the structuring of a credit facility. (b) Explain the concept of credit scoring and its advantages in lending. (7 marks) (6 marks) (c) Identify the objectives of the review process for a problem loan and explain three critical steps involved in this review process. (9 marks) (d) Distinguish between the two types of lending interest rates generally used by banks. (3 marks) Explain the main elements involved in the structuring of a credit facility. (b) Explain the concept of credit scoring and its advantages in lending. (7 marks) (6 marks) (c) Identify the objectives of the review process for a problem loan and explain three critical steps involved in this review process. (9 marks) (d) Distinguish between the two types of lending interest rates generally used by banks. (3 marks) Explain the main elements involved in the structuring of a credit facility. (b) Explain the concept of credit scoring and its advantages in lending. (7 marks) (6 marks) (c) Identify the objectives of the review process for a problem loan and explain three critical steps involved in this review process. (9 marks) (d) Distinguish between the two types of lending interest rates generally used by banks. (3 marks)

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