Explain what you learned by comparing the three credit cards (see below) and which credit card offer do you think is the best for you and why?

Credit Card Feature	Card #1 Apple credit card	Card #2 Discover: Student Cashback	Card #3 Capital One: Quicksilver Rewards
APR (annual percentage rate): Is it fixed or variable?	10.99% to 21.99% (19.99%)	12.99%to21.99%	26.99% variable APR
Penalty APR and trigger events when it is charged	None	None	None
Annual fee	No annual fee	No annual fee	No annual fee
Late fee	No late fee	Nonethe first time you pay late. After that, up to$40.	Up to$40
Over-the-limit fee	No over-the-limit fee	No over-the-limit fee	No over-the-limit fee
Transaction fees (balance transfers, cash advances, etc.)	No fees	-Intro fee of3%of the amount of each transfer for transfers that post to your account by May 10, 2022 with the 10.99% intro APR balance transfer offer described above. After that,5%of the amount of each transfer. -Either$10or5%of the amount of each cash advance, whichever is greater.	-3%of the amount of each transferred balance -None for balances transferred at the Transfer APR. - Either$10or3%of the amount of each cash advance, whichever is greater. -No foreign transaction fees
Grace period	30 days	25 days	25 days
Method for computing account balance	Daily balance (including new transactions)	Daily balance (including new transactions)	Average daily balance
Rewards for use	3% cashback on all Apple purchases, 2% on all purchases via Apple Pay, and 1% on all other purchases	5% cash back on everyday purchases at different places each quarter up to the quarterlymaximum when you activate. Unlimited 1% cash backon all other purchases	Unlimited 1.5% cash back on every purchase, every day
Other features	-No annual fees, no foreign transaction fees, or late fees. -Free Apple-designed titanium card	-Discover will automatically match all the cash back you've earned at the end of your first year -No credit score required toapply	-24-hour Travel Assistance Services -Complimentary Concierge Service