Exhibit 1 Thomas Chase Ginny Chase Risk Tolerance Medium low Medium high Loss Aversion high low Total Score 30 70 Exhibit 2 presents the expected returns for various asset classes along with their expected standard deviation for each asset class. Exhibit 2 Cash and Money Market Fund Treasury Bonds/Bond Funds Corporate Bonds/Bond Funds International Bond Funds 500 Index Fund Large Cap Funds/Stocks Mid/Small Cap Funds/Stocks International Stock Funds Real Estate Funds Expected Rates of Return 2% 4% 5% 6% 8% 8% 9% Standard Deviation of Returns 1.5% 2% 4% 5% Thomas and Ginny do not want to save more than $900 per month towards their children's college education.