**Finance question. Cannot copy so screen shot pasted below. Thanks!

Time value Personal Finance Problem You can deposit $12,000 into an account paving 9% annual interest either today or exactly 5 years from today. How much better off will you be at the end of 40 years if you decide to make the initial deposit today rather than 5 years from today? The future value at the end of 40 years if you deposit $8,000 at 5% today is $. (Round to the nearest dollar.) The future value at the end of 40 years if you deposit $8,000 at 5% 10 years from today is $ (Round to the nearest dollar.) If you invest the $8,000 now instead of waiting for 10 years to make the investment, you would be better off by $