Find the present value and the accumulation at the end of 10 years of a series of payments that are made up by:

200 annually in arrears during the first 3 years,

35 monthly in arrears thereafter, given that the following interest rates apply:

9% per annum effective for the first 5 years,

6% per annum nominal convertible monthly thereafter.

Do NOT use tables, use only formulas.

The correct answer are PV= 2,276.55 and A = 4,724.73 Please show proper calculations as per the correct answer given. Please provide it as soon as possible.