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Fintech, short for financial technology, has evolved from its beginnings in electronic trading and online banking into a vibrant ecosystem of innovative solutions aimed at enhancing financial services. Since the early $2000$ s$,$ when online payment systems peer$-$to$-$peer lending platforms emerged, Fintech has experienced significant growth, which has been driven by many advancements such as artificial intelligence, big data analytics, cloud computing, and blockchain. This expansion has led to a diverse array of Fintech offerings, like robo$-$advisors, digital wallets, cryptocurrency exchanges, and crowdfunding platforms. The collaboration between Fintech firms and traditional financial institutions, along with changes in regulations, has further accelerated the company's growth, establishing Fintech as a key player in transforming how financial services are accessed and delivered all over the world.