Fixed-rate mortgages usually have

Select one:

a. prime plus a fixed rate.

b. the shortest amortization.

c. the lowest interest rate.

d. a constant interest rate.

Identity thieves that obtain your information from the magnetic strip on your credit card are using a technique known as

Select one:

a. skimming.

b. shoulder surfing.

c. phishing.

d. pretexting.