For a loan to be considered self$-$liquidating:

a$.$ Credit risk must be completely eliminated.

b$.(1)$ The firm's capital structure has to consist of a combination of debt and equity and $(2)$ increasin in an increase in the rate of growth of equity.

c$.$ The borrower must share directly in the returns generated by the business, whether high or low.

d$.(1)$ The asset or project being financed must generate more cash returns over its life than the size o and $(2)$ the maturity of the note and schedule of repayments must be such that the payments can be investment.