Question: For anyone born after 1 9 6 0 , the full retirement age for those who qualify for Social Security benefits is 6 7 .

For anyone born after 1960, the full retirement age for those who qualify for Social Security benefits is 67. You could start as early as age 62 for reduced benefits or as late as age 70 for increased benefits. Based on your prediction of your future life circumstances, choose an age (from 62 to 70) that you might consider drawing social security benefits and explain a potential advantage and disadvantage of that choice.
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