For KB Financial Group Inc., identify two examples of two types of entry used in two different foreign markets and explain the possible rationale behind these choices, based on the following knowledeges:

Types of bank entry into foreign markets:

$1.$ Correspondent banking

$2.$ Representative offices

$3.$ Agencies

$4.$ Branches

$5.$ Subsidiaries

The rationales:

$$ Factor price differentials and trade barriers

$$ Arbitrage and the cost of capital

$$ Ownership advantages

$$ Diversification of earnings

$$ Excess managerial capacity

$$ Location and the product cycle

$$ Firm$-$specific advantages

$$ Location advantages