For Problem $3\mathrm{.}20$: What is the effective net area $(A_e)$ of the given member?

$2\mathrm{.}04$ in$^2$

$3\mathrm{.}06$ in$^2$

$4\mathrm{.}08$ in$^2$

$1\mathrm{.}02$ in$^2$