For surplus spending units (SSUS) Question 1 Hot yet wered ints out of 10 Pag Question Select one O Savings exceed internal investment requirements. b. Investment needs exceed savings. There are no investments necessary, d. Savings are non-existent. Question 2 Assume that General Motors Corporation obtain a loan from Comerica Bank. Which of the following is true! Not yet anowered point out of 10 Pag question Select one a. GM has issued primary claims against itself directly to bank depositors b. GM has received investment funds directly from bank depositors CGM has borrowed funds through a financial intermediary d. GM has used direct financing in the primary markets to obtain tunds. Question 3 Advantages of financial intermediation include wered Select one 3. Lower risk, since Investors have a claim against a professional lending institution instead of a secos . Reduced search costs since its cheaper for depositors to allowancial intermediares to c hanced liquidity. Since depositors can withdraw money on demand om d. All of the above. O on 4 Which of the following financial intermediaries is/are able to create new checkable deposits when making loans to borrowers? Not yet Points out of 10 Flag question Select one a Commercial banks b. Insurance companies Mutual fund companies d. All of the above on 5 Which of the following is true concerning fractional reserve banking in the U.S.? out of 10 Select one 3. Only a portion of total credit outstanding is actually secured by money on deposit Faggeton b. Depositors cannot have access to the money Banks cannot loon more funds to borrowers than they actus y have on deposit d. Fractional reserve banding will probably be replaced by full reserve banking in the near future