For the second question the institution type is depository and nondepository

Many market participants interact with financial institutions to organize the exchange of funds between surplus units and deficit units. Such institutions include commercial banks, credit unions, insurance companies, mutual funds, pension funds, savings institutions, and securities firms. These institutions play key roles in facilitating the flow of funds between surplus units and deficit units. Which of the following are key roles of financial institutions? Check all that apply. They bridge the information gap between surplus and deficit units with their expertise in evaluating credit worthiness. They offer deposit accounts that fit the needs of surplus units. They provide surplus units with full information within markets, completely removing information asymmetry from financial markets. They diversify their loans, which allows them to absorb defaulted loans better than individual surplus units. In the following table, indicate which financial institution each description best represents and whether it is a depository or nondepository financial institution