For this week's discussion, read the case study at the end of Chapter 5: Mobile Payments: Fintech versus the Bank Giants. After reading the case, discuss the following: 1) What are the three types of mobile payments, and how do they differ? 2) Which age groups are the most likely to adopt mobile payment apps? Why? 3) Why have fintech startups had a hard time competing with the tech giants? 4) What is Zelle, and why has it grown so quickly in the last few years? Discussion Forum Expectations: When contributing to the discussion forums, please ensure your posts are well-supported by credible evidence. To achieve this, you should: 1. Use Academic Sources: Reference peer-reviewed journal articles, academic books, or other scholarly materials. These sources lend credibility and depth to your arguments. 2. Incorporate Professional Sources: Include relevant industry reports, white papers, or articles from reputable organizations when applicable to the discussion topic. 3. Cite Your Sources: Provide proper citations in APA (or your preferred style) format for any materials referenced. Include direct quotes or paraphrased content, accompanied by citations to avoid plagiarism. 4. Evaluate Credibility: Ensure that any non-scholarly sources you use (e.g., websites, blogs) come from authoritative and reliable sources such as .gov, .edu, or established organizations. 5. Balance Perspectives: Strive to include diverse perspectives from multiple sources to strengthen your argument and