Fore each item listed, select how much it contributed to the banking crisis? 

1. The repeal of some provisions of the Glass-Steagall Act of 1933 multiple choice 1 major contributor not a major contributor 

2. Savvy individual investors multiple choice 2 major contributor not a major contributor 

3. The Community Reinvestment Act (CRA) multiple choice 3 major contributor not a major contributor 

4. Borrowers' lack of financial knowledge multiple choice 4 major contributor not a major contributor 

5. The Troubled Asset Relief Program (TARP) multiple choice 5 major contributor not a major contributor 

6. Mortgage-backed securities (MBSs) multiple choice 6 major contributor not a major contributor 

7. Electronic Fund Transfer System (EFTS) multiple choice 7 major contributor not a major contributor 

8. Looser governance of loan requirements multiple choice 8 major contributor not a major contributor 

9. Loans with variable interest rates multiple choice 9 major contributor not a major contributor 

10. The creation of the FDIC multiple choice 10 major contributor not a major contributor