Future Values. Using Table 1-1 on page 19 , calculate the following: (a) The future value of lump-sum investment of $4,000 in four years that earns 5 percent. (b) The future value of $1,500 saved each y three years that earns 6 percent. (c) A person who invests $1,200 each year f choice that is expected to pay 3 percent and another choice that may pay 4 perce is the difference in return if the investme for four years? (d) The amount a person would need to dep with a 5 percent interest rate to have $2, three years. Using the present and future value tables in App the appropriate calculations on the Garman /1 companion website, or a financial