George, age 79, has a long-term care policy for $100,000.He suffers a heart attack which restricts his
Question:
George, age 79, has a long-term care policy for $100,000.He suffers a heart attack which restricts his mobility and he is confined to his home for 3 months. During this period, George receives in-home services from a nurse and a physiotherapist. 4 months later, George falls in the kitchen and breaks his wrist. George's eyesight is also failing, so his son Derek finds a placement for his father in a nursing home. Which of the following CORRECTLY describes how the benefits will be paid from George's long-term care policy?
a) The benefits for the nurse will be paid directly to the nursing agency.
b) The benefits for the physiotherapist will be paid at the maximum rather than actual amount.
c) The benefits for the home care services will be paid on an indemnity basis.
d) The benefits for the nursing home will be paid directly to the facility.
Expert Answer:
ANSWER b The benefits fr the hysitherist will be id t the mximum rther thn the tul munt hysil thery ... View the full answer
