give me a new answer i dont want the same one that's here.

Chase Insurance Life & Annuity Company issued a one million dollar life

insurance policy to Theresa Officer effective on February 11. Her

husband, Dean Officer, was the beneficiary. Two years of premiums were

paid, but one year, ten months, and twenty-four days after the policy

became effective, Theresa committed suicide. Dean made a claim under

the insurance policy and Chase sent him $540, the amount of the

premiums that had been paid. The policy stated that Chase would limit the

"proceeds" paid under the policy if the insured committed suicide "within 2

years from the Date of Issue; and after 2 years from the Date of Issue, but

within 2 years from the effective date of the last reinstatement of this

policy." The "limited amount" was the premiums paid. Should the court

limit Dean's recovery to $540?