Given the significant supply chain issues seen during and since the pandemic on car manufacturing companies, resultant changes were also seen on the used car business as due to the lack of new vehicles, the price of used vehicles increased significantly. This may have had an initial positive impact on used car dealership sales; however, there are additional risks in the used car industry because of these increases in price and demand. An example is the increase in the use of credit, and larger lines of credit being taken on potentially overpriced used vehicles that subsequently may have returned to their pre pandemic expected value. This could have further negative impacts, should there be an increase in loan defaults if there is to be a general economic downturn in the months and years ahead. Discuss what do you understand from this paragraph ?