Goal-Writing Practice Heather's goals include target completion dates and are prioritized according to their perceived importance. Eliza believes that goals, once established, should never be changed. Neal's financial goals are not consistent with his wants, needs, and financial resources. Eve's desired financial outcomes are expressed in monetary terms. More Effective Less Effective

\begin{tabular}{|l|} \hline Goal-Writing Practice \\ \hline Heather's goals include target completion dates and are prioritized according to their perceived importance. \\ \hline Eliza believes that goals, once established, should never be changed. \\ \hline Neal's financial goals are not consistent with his wants, noeds, and financial resources. \\ \hline Eve's desired financial outcomes are expressed in monetary terms. \\ \hline \end{tabular}