Harry has worked at a medium$-$size interior design firm for five years and earns a salary of $$4,000$ per month. He also receives $$3,000$ in interest income once a year from a trust fund set up by his deceased father's estate. Belinda earns a salary of $$6,130$ per month, and she has many job$-$related benefits including flexible benefits program, life insurance, health insurance, a $401($k$)$ retirement program, workplace financial education, and a credit union. The Johnsons live in an old apartment located approximately halfway between their places of employment. However, their rent will increase by $$100$ a month in July. Harry drives about ten minutes to his job, and Belinda travels about $15$ minutes via public transportation to reach her downtown job. Harry and Belinda's apartment is very nice, but small, and it is furnished primarily with furniture given to them by some of his friends. Soon after getting married, Harry and Belinda decided to begin their financial planning. Fortunately, each had taken a college course in personal finance. After initial discussion, they worked together for three evenings to develop the financial statements presented below. Note that the cash flow statement covered the first six months of their marriage.

Using the data from the cash$-$flow statement developed by Harry and Belinda, calculate the following financial ratios. Round your answers to two decimal places.

Liquidity ratio

Asset$-$to$-$debt ratio

Debt$-$to$-$income ratio

Debt payments$-$to$-$disposable income ratio

Investment assets$-$to$-$total assets ratio

Balance Sheet for Harry and Belinda Johnson January $1,2024$

Assets Cash$-$Flow Statement for Harry and Belinda Johnson July $1-$December $31,2023($First Six Months of Marriage$)$