Question: Having produced your initial hypothesis, what are the next steps when using the IADM Worksheet? Draw conclusions about the various risk factors and propose an

Having produced your initial hypothesis, what are the next steps when using the IADM Worksheet?
Draw conclusions about the various risk factors and propose an appropriate loan structure.
Discuss your hypothesis with the borrower and record their responses and reactions.
Record your detailed analysis of key risk factors and compare it with your initial hypothesis of creditworthiness.

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