Heidi, age $45,$ has contributed $$20,000$ in total to her Roth $401($k$)$ account over a six$-$year period. When her account was worth $$50,000$ and Heidi was in desperate need of cash, Heidi received a $$30,000$ nonqualified distribution from the account. How much of the distribution will be subject to income tax and $10$ percent penalty?

Multiple Choice

$$0$

$$10,000$

$$12,000$

$$18,000$

$$30,000$

Heidi, age $45,$ has contributed $$20,000$ in total to her Roth $401($k$)$ account over a six$-$year period. When her account was worth $$50,000$ and Heidi was in desperate need of cash, Heidi received a $$30,000$ nonqualified distribution from the account. How much of the distribution will be subject to income tax and $10$ percent penalty?

Multiple Choice

$$0$

$$10,000$

$$12,000$

$$18,000$

$$30,000$

Heidi, age $45,$ has contributed $$20,000$ in total to her Roth $401($k$)$ account over a six$-$year period. When her account was worth $$50,000$ and Heidi was in desperate need of cash, Heidi received a $$30,000$ nonqualified distribution from the account. How much of the distribution will be subject to income tax and $10$ percent penalty?

Multiple Choice

$$0$

$$10,000$

$$12,000$

$$18,000$

$$30,000$

Heidi, age $45,$ has contributed $$20,000$ in total to her Roth $401($k$)$ account over a six$-$year period. When her account was worth $$50,000$ and Heidi was in desperate need of cash, Heidi received a $$30,000$ nonqualified distribution from the account. How much of the distribution will be subject to income tax and $10$ percent penalty?

Multiple Choice

$$0$

$$10,000$

$$12,000$

$$18,000$

$$30,000$

Heidi, age $45,$ has contributed $$20,000$ in total to her Roth $401($k$)$ account over a six$-$year period. When her account was worth $$50,000$ and Heidi was in desperate need of cash, Heidi received a $$30,000$ nonqualified distribution from the account. How much of the distribution will be subject to income tax and $10$ percent penalty?

Multiple Choice

$$0$

$$10,000$

$$12,000$

$$18,000$

$$30,000$