Question: Heldi, age 6 1 , has contributed $ 2 0 , 0 0 0 in total to her Roth 4 0 1 ( k )

Heldi, age 61, has contributed $20,000 in total to her Roth 401(k) account over a six-year period. When her account was worth $50,000 and Heidi was in desperate need of cash, Heidi received a $30,000 nonqualified distribution from the account. How much of the distribution will be subject to the 10 percent penalty?
Multiple Choice
$30,000
$10,000
$12.000
$0
$18,000
Heldi, age 6 1 , has contributed $ 2 0 , 0 0 0 in

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