Hello could someone please explain to me how to do this?

Marilyns parents have agreed to help her purchase a new car upon graduation in four years. They have given her two choices. The first choice is that they will give her $3,640each year for the next four years for her to invest herself. The second choice is that they will wait four years and give her $16,130. Marilyn can invest the money at a5%rate.

*(a)

Which option should Marilyn choose?(Round present value factor calculations to 4 decimal places, e.g. 1.2512 and final answers to 0 decimal places e.g. 58,971.)

Option 1	Option 2
Present value	$	$

Marilyn should take .