Hello , dear

these questions need to answer please show me how you get the answer step by step

Please send the answer to me as soon today. This is for insurance class

30) Toms employer sponsors a defined benefit plan, integrating with social insurance benefit based on offset approach upon retirement , the participant, Tom , shall be entitled to a monthly retirement benefit to 60% of this final average monthly compensation , less offset, which is 0.5% of toms monthly final average compensation for each year of service. If Tom retires with 30 year of service and month final average compensation (FAC) of $10,000( $10,000 is lower than the stated maximum established by IRS), how much monthly retirement benefit would tom get from the defined benefit plan?

A) $6,000

b) $4500

c) $3000

d) $3750

31) Based on the following table if the employer contributes $4000 each year, what is the employees nonforfeited pension benefit rights regarding to the employers contribution after compleating 3 days service on the six year graduated schedule?

Years vesting service	Nonforfitable percentage
2	20%
3	40
4	60
5	80
6	100

$1200

$4800

3,600

$1,600