Hello please help number 11 and 13

10. Calculating Perpetuity Values [LO1] The Maybe Pay Life Insurance Co. is trying to sell you an investment policy that will pay you and your heirs $25,000 per year forever. If the required return on this investment is 7.2 percent, how much will you pay for the policy? 11. Calculating Perpetuity Values [LO1] In the previous problem, suppose a sales associate told you the policy costs $375,000. At what interest rate would this be a fair deal? 12. Calculating EAR [LO4] Find the EAR in each of the following cases: 13. Calculating APR [LO4] Find the APR, or stated rate, in each of the following cases: 14. Calculating EAR [LO4] First National Bank charges 14.2 percent compounded monthly on its business loans. First United Bank charges 14.5 percent compounded semiannually. As a potential borrower, which bank would you go to for a new loan? 15. Calculating APR [LO4] Barcain Credit Corp, wants to carn an effective annual return on its consumer loans of 16 percent per year. The bank uses daily. compounding on its loans, What interest rate is the bank required by law to report to potential borrowers? Explain why this rate is misleading to an uninformed