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Question completion Status 1 2 2 10 11 12 13 14 35 16 17 19 20 21 20 24 Which of the following statements about underwriting standards is (are) true? One purpose of underwriting standards is to reduce adverse selection against the insurer # Equitable rates should be charged so that each group of policyowners pays its own way in terms of losses and expenses I only ll only both I and I neither inor II QUESTION 16 Under the terms of jennys auto insurance policy, she must pay the first $500 of any physical damage loss to her vehicle before her insurer will pay anything what type of deductible is included in Jenny's auto insurance policy? calendar-year deductible Owaiting period straight deductible aggregate deductible