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An increase in adverse selection and moral hazard in credit markets bank lending. does not affect tends to decrease What is a credit spread? A. The difference between a borrower's credit score and the score of the most credit-worthy borrower. B. The difference between the interest rate on corporate bonds with diflerent maturities. C. The diflerence between interest rates on loans to households and businesses and interest rates on completely sate assets such as U.S. Treasury bonds. D. The difference between the net worth of a borrower and the amount of the loan the borrower would sike to secure. have an incentive to windraw their deposits betore the besk runs out of funds. If this becomes a widescread occurrunce, it is known as: A. moral havard. B. adverse seisction. C. a bank panic. D. debideflation