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\"' Chapter 1 General Provisions c. No, because that is repugnant to the principle of relau my contracts. _ . _ d. No, the stipulation in question is Just as repugnant to Dubr 1c he effectivity of the cancellation of the lost card Tests 0" [Joliw 0f . T entirely beyond the control of the cardholder. an an. 4. Those which give rise to an obligation for only one of the Patti a. Informal c. Unilateral es, b. Formal d. Bilateral 5. The contract must bind both contracting parties; its Valid' compliance cannot be left to the will of one of them. \"Y or a. Autonomy of contract c. Formality of contract b. Relativity of contract d. Mutuality of contract 6. Contracts take effect only between the parties, their assigns andh . except in case where the rights and obligations arising fromeltis, contract are not transmissible by their nature, or by stipulation 0r be provision of law. y a. Autonomy of contract c. Formality of contract b. Relativity of contract d. Mutuality of contract 7. The requisites of a stipulation pour autrui or a stipulation in favor of a third person are the following, except: a. There must be a stipulation in favor of a third person. b. The stipulation must be a part of the contract. The contracting parties must have clearly and deliberately c. conferred a favor upon a third person, a mere incidental benet or interest. d. The third person must have communicated his acceptance to the obligor before its revocation. 8. Any third person who induces another to violate his contract Shame liable for damages to the other contracting party. a. Quasi interference c. Legal interference b. Delict interference d. Tort interference 9. A contract is in the stage of conception when? a. There is meeting of the minds b. Negotiations are in progress c. The parties come to an agreement d. The contract is perfect _ . e t: 10. The elements of tort Interference are the followmg: exC p Existence of a valid contract. n I'd b. The third person is in good faith. 7 chapter 1 General Provisions c. Knowledge on the part of the third person of the existence Of a contract d. Interference of the third person is without legal justication. 11. The following are the stages in the life of a contract, except: a. preparation c. Consummation b. Perfection d. None of the above 12_ Begins from the time the prospective contracting parties manifest their interest in the contract and ends at the moment of agreement of the parties. a. preparation c. Consummation b. Perfectlon d. None of the above 13. is constituted from the moment a person receives a thing belonging to another, with the obligation of safely keeping it and of returning the same. 3. Pledge c. Formal contract b. Deposit d. Commodatum 14. Those in which each of the parties aspires to procure for himself a benet through the giving of an equivalent or compensation. a. Onerous c. Unilateral b. Formal d. Gratuitous 15. X offers to sell his house to Y for P1,000,000. Y requested if he would accept P950,000. Which of the following is correct? a. The contract is void because there is no consent. b. Y's response is a counter-offer because it is not absolute. c Y's response is a mere request, hence, the offer is still effective. (1. Y's response is a counter-offer because it is qualied. 16- Those where each of the parties has to account the acquisition of an equivalent of his prestation, but such equivalent, although pecuniarily appreciable, is not yet determined, at the moment of the celebration of the contract, since it depends upon the happening of an uncerta' event, thus charging the parties with the risk of loss or gain In a. Unilateral ' c. Aleatory I Commutative d. Gratuitous 17. . Those Which have their own individuality and are regulated b Y sPecial PTOVisions of law. a. No . Inmate c, Innominate U . nllateral d. Gramitous Multi 1. 3. pie Choice Questions Those which are perfected b a. Formal 1;. Real c. Consensual d. Principal Those which require not only the consent of the parties for their pgfection, but also the delivery of the object by any one party to the 0 er. a. FOI'Hll1 c. Consensual b. Real (1. Principal On August 20, 2011, X applied with Y, Inc. for a credit card. On April 18, 2016, X discovered the loss of his credit card. On April 19, 2016, a Sunday, he called up P Inc.'s ofce and reported the loss. The representative he spoke to told him that his card would be immediately included in the circular of lost cards. Again, on April 20, 2016, X called up Y, Inc. to reiterate his report on the loss of his card. P Inc's representative advised him to put into writing the notice of loss and to submit it. X promptly wrote a letter dated April 20, 2016 conrming the loss and sent it to Y, Inc. which received it on April 22, 2016. On April 21, 2016, a day before receiving the written notice, Y, Inc. issued a special cancellation bulletin informing its accredited establishments of the loss of the cards of the enumerated holders, including X's. Unfortunately, it turned out that somebody used X's card on April 19 and 20, 2016 to buy commodities worth 300,000. Y then billed X for that amount. X informed Y, Inc. he would not pay for the Purchases made after April 19, 2016, the day he notied Y, Inc. of the loss. After the investigation and review, Y, Inc., conrmed that it was not X who used his credit card on April 19 and 20, 2016. Nonetheless, Y, Inc. insisted on collecting within 15 days from notice. It cited their Stipulation no. 1 which states: \"Holder's responsibility for all charges Made through the use of the card shall continue until a reasonable time \"fl-\"Er receipt by the Card Issuer of written notice of loss of the Card and its UCtual inclusion in the Cancellation Bulletin. \" ls stipulation no. 1 valid? 3- Yes, because the contracting parties can establish any terms and Conditions. 13- YES, because such stipulaon is not contrary to law or public policy