Help me understand this one. Thank you.

TASK INSTRUCTIONS Lola Eli, a 65-year old widow, is a "pensionada" who receives P 15,000 every month from the Philippine Veterans Affairs Office (PVAO) as the government's assistance due to his husband's death who was a World War II veteran. She needs someone who can assist her to choose the right investment plan that will benefit her the most when she reach 80 years of age. Aside from atleast P1,000,000 withdrawable fund at 80 years old, she specifically requests for a Death Benefit and Critical Illness Benefit. You are hired as her financial advisor to guide her with this matter. Use the concepts that you learned from week 11 to 15 to: Solve every future value (after 15 years) of each plan presented to her Help Lola Eli choose the right investment plan for her needs after 15 years BRO LIFE INVESTMENT PLAN P12,000 per end of month Insurance Benefits Health Benefit -35% of total fund Death Benefit -21% of total fund Investment withdrawable fund is the total fund deducted by the insurance benefits interest rate: 0.9% Interest will compound monthly; continuing the investment will not affect the interest rate and its compounding time period Pet Benefit - 1% of total fund Insurance benefits will be deducted to the total fund STEARWING INVESTMENT PLAN P100,000 per end of year Insurance Benefits Health Benefit -37% of total fund Death Benefit -28% of total fund Investment withdrawable fund is the total fund deducted by the insurance benefits interest rate: 10% Interest will compound annually; continuing the investment will not affect the interest rate and its compounding time period Pet Benefit -5% of total fund Insurance benefits will be deduced to the total fund TASK INSTRUCTIONS Lola Eli, a 65-year old widow, is a "pensionada" who receives P 15,000 every month from the Philippine Veterans Affairs Office (PVAO) as the government's assistance due to his husband's death who was a World War II veteran. She needs someone who can assist her to choose the right investment plan that will benefit her the most when she reach 80 years of age. Aside from atleast P1,000,000 withdrawable fund at 80 years old, she specifically requests for a Death Benefit and Critical Illness Benefit. You are hired as her financial advisor to guide her with this matter. Use the concepts that you learned from week 11 to 15 to: Solve every future value (after 15 years) of each plan presented to her Help Lola Eli choose the right investment plan for her needs after 15 years BRO LIFE INVESTMENT PLAN P12,000 per end of month Insurance Benefits Health Benefit -35% of total fund Death Benefit -21% of total fund Investment withdrawable fund is the total fund deducted by the insurance benefits interest rate: 0.9% Interest will compound monthly; continuing the investment will not affect the interest rate and its compounding time period Pet Benefit - 1% of total fund Insurance benefits will be deducted to the total fund STEARWING INVESTMENT PLAN P100,000 per end of year Insurance Benefits Health Benefit -37% of total fund Death Benefit -28% of total fund Investment withdrawable fund is the total fund deducted by the insurance benefits interest rate: 10% Interest will compound annually; continuing the investment will not affect the interest rate and its compounding time period Pet Benefit -5% of total fund Insurance benefits will be deduced to the total fund