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d. Answer cannot be determined 33. What factor should you use if you want to determine the value now of a P1,000 payment due in three years' time? a. Future value of 1 b. Present value of 1 C. Present value of an ordinary annuity of 1 d. Present value of an annuity due of 1 34. What factor should you use for a P1,000 note receivable that is collectible in five annual installments of P200starting one year hence? a. Present value of 1 b. Present value of an ordinary annuity of 1 C. Present value of an annuity due of 1 d. Any of these 35. What factor should you use for a P2,000 note receivable that is collectible in full after five years? a. Present value of 1 b. Present value of an ordinary annuity of 1 c. Present value of an annuity due of 1 d. Any of these 36. Which of the following results to the smallest value? Present value of an annuity due of 1 @ 12%, n=5 b. Present value of an ordinary annuity of 1 @ 12%, n=5 7 sulsy Isdied C. Present value of 1 @12%, n=5 d. Present value of 1 @ 14%, n=5 logon ston gunned 37. A higher interest rate results to a. increased amount of present value. b. decreased amount of present value. allidsandy c. same amount of present value. d. Answer cannot be determined due to insufficient data 38. A shorter period results to a. increased amount of present value.pimpin fills jot aldavisset isisin bothtoon sar bus inese b. decreased amount of present value. Soldprison ston and fit blurow emma gatvollol same amount of present value. d. shorter accountant. 39. The present value of 1 for a period of zero equals or bab 10s a. b. 0. c. Error! Wome suisul s do won sulay onla d. Answer depends on the interest rate or noonboy alll nwill nollame eyswin 40. Multiplying a lump sum future amount by a Present Value of 1 factor results to a. Future amount. b. Future value of 1. al us not outby lessnot off wode blow ardor) gubvoliol sh to bold C. Present value. d. Present value of 1. d