help please

23 You are in talks to settle a potential o ut. The defendant has offered to make annual payments of $4,000, $38,000, 578,000, and $117,000 to you each year over the next four years, respectively. All payments will be made at the end of the year. If the appropriate interest rate is 5.6 percent, what is the value of the settlement offer today? Multiple Choice 526700000 $20142043 52469899 523928748 226,69799 26 Fith Fourth National Bank has a savings program which will guarantee you $12,500 in 15 years if you deposit $50 per month. What APR is the bank offering you on this Savings plan?