Hi there, please help me to answer this question. Thank you in advance.

1. 3. Kassim tour company is a tourist bus operator, and has experienced the following losses due to accidental damages on its buses in a particular year:

Loss	Amount of loss
Bus X	RM3,000
Bus Y	RM10,000
Bus Z	RM15,000

How much would the insurer pay in each of the above losses, assuming that Kasim Tour Company had insurance policies on each of its buses for a sum assured of RM100,000 per bus, with the following terms:

i. A policy that has RM2,000 deductible

ii. A policy that has a coinsurance of 80/20 , whereby the insurer will bear 80% and the insured will bear 20% of losses

iii. A policy that has RM2,500 deductibles and coinsurance of 80/20 .