How can you use your problem$-$solving skills to find a long$-$term solution when a financial crisis arises?

a$.)$

Put off one's insurance payments for a couple of months until financial stability is achieved.

b$.)$

Negotiate with one's creditors to push the current payment to the next month.

c$.)$

Strive to save a small portion of one's gross income every month.

d$.)$

Sell one's assets and use the money to cover monthly expenses.