How did algorithms play a part in the second case discussed in this section?

o$$ The autosave transfers initiated by the algorithm routinely caused overdrafts, resulting in overdraft fees charged to the consumers while increasing a revenue stream for the banks.

o$$ The company knew that its algorithms had limitations that hampered the algorithms$$ ability to precisely predict an appropriate amount to withdraw from consumers$$ checking accounts

o$$ The company knew it was using advertising algorithms that caused discrimination

o$$ Both a and b