How does an individual build his or her net worth?Select answer from the options belowThe individual needs to create a financial stream of interest on a savings account to pay surplus expenses that do not touch the principle. The individual needs to pay down debt and keep expenses low to be able to own assets such as a home and vehicle and increase savings potential.The individual needs to spend more than is earned to acquire the assets needed to evaluate net worth and spend earnings.The individual needs to evaluate personal deficits and obtain additional funds to make up the difference between earnings and spending.