Question: How does experience rating differ from community rating in health insurance? Question 3 0 options: Experience rating leads to lower premiums for all individuals Experience

How does experience rating differ from community rating in health insurance?
Question 30 options:
Experience rating leads to lower premiums for all individuals
Experience rating is based on broader risk pools like cities or states
Experience rating sets premiums based on individual health history
Experience rating does not consider pre-existing conditions
Experience rating limits coverage to essential health benefits

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