How many days can a borrower reconsider certain loans that have already been signed under the Truth in Lending Act? Five Seven Three One 97. How do credit unions differ from commercial banks? They do not offer services to businesses, only individuals. They only offer credit related products. They are non-profit institutions. They assist with mergers and acquisitions. 98. In the interest formula I = Prt, what does the t stand for? The amount of years the money is invested The total amount of money invested The trend of interest rates The number of time periods the money is invested 99. What is a major benefit of using the Agile approach to risk management? It has been proven to effectively manage risk without incurring any costs or training requirements. Since risk is managed at all stages, it becomes less of a problem at the end of the project. It has been proven to eliminate the possibility of identified risks from occurring. Since risk is managed only at the beginning and end of the project, the team can focus on the work. 100. What is the real interest rate if the nominal interest rate is 3% and the expected rate of inflation is 1%? 3% 4% 2% 1%