How much would an insured pay in premiums for Plan DEF in one year? $

 How much would an insured pay in premiums for Plan JKL in one year for family coverage? $

 

Which plan has thehighest PCP copaymentfor office visits?

 

Which plan has thelowest non zero PCP copaymentfor office visits? 

                                                                                                                                                                                                        

Note: The Plan Year for all Plans is Jan 1 - Dec 31.	PLANS
ABC	DEF	GHI	JKL	MNO	PQR
Plan Type	PPO	HMO	POS	PPO	HMO	PPO
Category	Group	Individual	Group	Group	Group	Individual
% Premium Paid by Employer	100	N/A	80	50	90	N/A
Annual Single Premium	$ 3,341.10	N/A	$ 5,200.20	$ 5,608.52	$ 4,782.95	$ 6,680.35
Annual Family Premium	N/A	$ 7,151.05	$ 10,451.48	$ 12,000.00	N/A	$ 14,024.00
Stop Gap?	YES	NO	YES	NO	NO	YES
Annual Deductible	$ 1,300.00	$ -	$ 1,400.00	$ 1,500.00	$ 400.00	$ 2,500.00
Deductible Counts Toward Stop Gap?	NO	N/A	YES	N/A	N/A	YES
Copayments Count Toward Stop Gap?	YES	N/A	YES*	N/A	N/A	YES*
Copayment (PCP/Specialist/ED)	$55/$80/$375	$0/$0/$400	$35/$60/$500	$50/$75/$450	$0/$0/$425	$40/$65/$500
Coinsurance - Hospital	25%	15%	40%	35%	5%	33%
Coinsurance - Laboratory	33%	0%	35%	45%	20%	55%
Maximum Out-of-Pocket	$ 4,000.00	N/A	$ 4,500.00	N/A	N/A	$ 3,750.00
Out of Network Coverage?	YES	NO	YES	NO	NO	YES
Prescription Drug Benefit	YES	YES	YES	YES	YES	YES
Prescription Drug Co-Payments
Tier 1	$ 20.00	$ 10.00	$ 25.00	$ 15.00	$ 10.00	$ 20.00
Tier 2	$ 45.50	$ 20.00	$ 35.50	$ 30.00	$ 16.00	$ 28.50
Tier 3	$ 75.00	$ 50.00	$ 85.00	$ 75.00	$ 40.00	$ 100.00
Tier 4	$ 125.00	$ 75.00	$ 140.00	$ 130.00	$ 55.00	$ 150.00
* Excluding ED Copayments