I deal with solving complex problems almost everyday of my life, however I do recall a significant instance when I had to employ critical thinking in my family was during a financial crisis. My partner lost their job unexpectedly, which placed considerable stress on our budget and future plans. The initial problem was how to manage our expenses while searching for new employment. To tackle this, I started gathering information about our current financial situation. Including income, essential expenses and frivolous spending. I then analyzed our budget to identify where we could cut costs without sacrificing our basic needs. This involved prioritizing expenses and distinguishing between necessities and luxuries. My thought process included brainstorming potential solutions, such as temp jobs and side gigs. It took about a week to devise a viable plan, but this involved continuous reflection and adjustment as new information came to light. Throughout this process, I applied problem-solving strategies, such as breaking down the problem into smaller parts and evaluating each option critically. According to Halpern (2014), effective critical thinking involves not just analyzing information but also being open to various perspectives and adapting plans as needed. need to reply in disussion post as a student