Question: (i) Explain how the current COVID_19 environment impacts on any three elements of rate making in life assurance pricing. (ii) Distinguish between adverse selection moral

(i) Explain how the current COVID_19 environment impacts on any three elements of rate making in life assurance pricing.

(ii) Distinguish between adverse selection moral hazard under the two main classes of insurance.

(iii) write short notes on the roles and functions of the following organisations in Zambia.

(a) National Health insurance management Authority (NHIMA)

(b) Workers Compensation Fund Control Board(WCFCB)

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