I have 2 questions, please answer both :) thank you

Which one of the following is an example of systematic risk? O a flood washes away a firm's warehouse a toymaker has to recall its top-selling toy O a city imposes an additional one percent sales tax on all products O a pandemic sends economies around the world into recession O corn prices increase due to increased demand for alternative fuels The expected return on an asset you currently own is 12% and the required return is 9%. You should probably Owait and see what happens to actual returns before making a decision Oshort the asset now. O buy more of the asset now O ignore the expected return Osell the asset now