Question: I just need an explanation with the answer on number 19. Thanks Use an annual percentage rate table to solve the problem. 19) In order
I just need an explanation with the answer on number 19. Thanks

Use an annual percentage rate table to solve the problem. 19) In order to make some home improvements, a home owner spent $20,000. He paid 19) 18% as a down payment and financed the balance of the purchase with a 36-month fixed installment loan with an APR of 4.5%. Determine the home owner's total finance charge and monthly payment
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