I just need the answer please . I will upvote

What is the main purpose of the other-insurance provisions (such as pro rata provision and contribution by equal share provision) that are often found in property insurance contracts? O To transfer the coverage to the reinsurer O To reduce profiting from insurance O To diversity the insurable risk To determine the primary and secondary contract R.I.P. Company manufactures herbicide and pesticide. The company had difficulty finding affordable liability insurance. R.I.P. established its own insurance company based in Bermuda for the purpose of insuring R.I.P's loss exposures. The company that R.I.P. formed is called a: O Holding company O Captive insurer Fraternal insurer O Reciprocal insurer Using we learned in this class, if a policy's gross premium is $200 and the loading percentage is 30%, what is the amount of the pure premium? O $140 O $230 O $170 O $260 What is the main purpose of the other-insurance provisions (such as pro rata provision and contribution by equal share provision) that are often found in property insurance contracts? O To transfer the coverage to the reinsurer O To reduce profiting from insurance O To diversity the insurable risk To determine the primary and secondary contract R.I.P. Company manufactures herbicide and pesticide. The company had difficulty finding affordable liability insurance. R.I.P. established its own insurance company based in Bermuda for the purpose of insuring R.I.P's loss exposures. The company that R.I.P. formed is called a: O Holding company O Captive insurer Fraternal insurer O Reciprocal insurer Using we learned in this class, if a policy's gross premium is $200 and the loading percentage is 30%, what is the amount of the pure premium? O $140 O $230 O $170 O $260